Terms of Use

You may read and refer to the website for personal, internal business or research purposes. Keep any copyright, attribution and other notices intact. Do not copy, republish, sell, scrape or alter our material without written permission.

The website, commentary, reports, wording, charts and presentation belong to Lodge Analytics Ltd or its licensors unless a source is identified. Access gives you permission to use the material under these terms; it does not transfer ownership or grant a commercial publishing right.

Our analysis discusses economic conditions, policy and data. It is general information, not financial, investment, legal, tax or accounting advice. It does not take account of your objectives, circumstances or risk tolerance. Obtain advice from a suitably qualified professional before making a specific decision.

We take care when preparing commentary, but economic information can change and errors can occur. You remain responsible for checking material before relying on it. To the extent permitted by UK law, Lodge Analytics Ltd is not liable for indirect loss, lost profit or decisions made solely from website content. Nothing excludes liability that the law does not allow us to exclude.

We may refer to public datasets, official statistics, market information and third-party publications. Those sources have their own terms and may be revised after publication. We cannot promise that third-party data will always be complete, current or error-free.

A paid subscription or commissioned assignment may have separate terms covering scope, timing, fees, permitted recipients and deliverables. If those terms conflict with this page, the written agreement for that work takes priority for that work only.

These terms are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction, subject to any mandatory rights you have under the law where you live.